ISAs, Malcolm Gifford Wealth Management

ISAs

Since being introduced in 1999, ISAs have proved one of the most popular and tax-efficient ways to save and invest for the future. In his March 2014 Budget, the Chancellor sprung a welcome surprise when he announced sweeping changes to ISA regulations, designed to encourage people to save more by offering bigger tax breaks and greater flexibility.

The ISA allowance remained at £20,000 for the tax year 2019/20, and the changes from July 2014 now allow full flexibility in the use of cash and investments within the overall annual limit.

Malcom Gifford Wealth Management draw on the expertise of some of the world’s top investment professionals to manage our ISA funds, and match the risks you are prepared to take with a well-diversified and balanced portfolio to create an appropriate strategy to aim for income or capital growth. Through regular reviews we adjust the mix to reflect changing needs and markets.

Key Investor Information Documents

The favourable tax treatment given to ISAs is subject to changes in legislation and may not be maintained in the future.

Investments managed by Malcom Gifford Wealth Management and there values will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Investing for Income

Read More

Growth and Income Portfolios

Read More

ISAs

Read More

Junior ISA

Read More

Discretionary Fund Management

Read More

Investment Bonds

Read More

Unit Trusts

Read More

Offshore Investments

Read More