Being self-employed means that you cannot join occupational pension schemes, although you will receive the basic state pension and the Flat Rate State Pension, which came into effect on 6 April 2016 subject to a sufficient National Insurance record.
This means it is essential to make plans for contributing to an individual arrangement in order to receive an income that gives you security in your retirement, but how much do you need?
Expert and professional advice, which focuses on your requirements, is of paramount importance and will be the cornerstone of your pension planning arrangements.
Recognising this, the Malcom Gifford Wealth Management Approach to Retirement Planning is founded on four key principles:
If you would like to know more about the Malcom Gifford Wealth Management range of pensions, or specialist advice on your retirement planning requirements, please get in touch.
Investments managed by Malcom Gifford Wealth Management and there values will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.